Help required
If anyone has a van or a large trailer that may be used on
the Friday night before Carnival and on Carnival Day for transporting
stalls and equipment. Please can they contact Jo on 01440 821495
or Maggie on 01440 820559.
We are desperately seeking volunteers to help out
on Carnival Day. If you can help in anyway please contact Jo on
01440 821495.
Words in my ear
A Lady in Thorns Close has been
finding a rather large number of golf balls in her garden over
the last few months. Unable
to find, despite numerous searches, a breeding pair of golf balls
it would seem that someone is doing a bit of practise on the recreation
ground and is getting rather too enthusiastic. Please, please
if you must practise there have regard for others who live close
to or are using the Rec at the same time. A golf ball is quite
a dangerous projectile when in full flight.
Another Lady complained about the lack bins for disposing of dog
mess. As it stands at the moment there is only one bin provided
for the use of "Pooper Scoopers" in the village which
is at the entrance to the village hall car park.
Important News
CPO Brendan McKenna has asked that we use the following system
for contacting him:
If you wish to report a crime in progress or require immediate
assistance please dial 999.
For all other situations and to speak to CPO Brendan McKenna direct
: Tel: 01284 774100 - McKenna CPO 608
If you have any useful information as a Neighbourhood Watch member
please report it to CPO Brendan McKenna on the above number and
ask to speak to him on airwaves. You can also report anything non-urgent
(anything that does not require immediate or emergency assistance).
By calling this number and asking for McKenna CPO 608 you are
patched through to his radio. If he is unavailable you will
be able to leave a message. This means that as soon as he
is back on duty or available, he will receive your message direct
through his radio.
PLEASE NOTE : CPO's are off duty for 2 days in a rota system. If
you leave a message it may be during the off duty period and so
you will not receive a response for a few days. CPO Chris
Spraggons (CPO 411) also covers Haverhill Rural and will help if
he is available.
If you wish to have immediate assistance and the matter is not
a 999 emergency then you should explain the problem to the Call
Centre Operator who will put you through to an appropriate Officer
currently on duty.
Neighbourhood Watch would also like to ask that you let your local
Co-Ordinator know of any crime or suspicious activity in your area
so that we can alert the rest of the village if necessary. If
the crime is specific to you, we do not need details - just enough
information to hopefully stop it happening to anyone else. Many
thanks.
Watch this Space
Wickhambrook Ladies Night -
September 16th
In aid of Breast Cancer
and Wic-Kids Club
More details later
Bingo
May 3rd and June 6th
W.I. Hall, 7.30pm -
Raffle and refreshments
Finance matters
Ethical Investments
Is there money in morals? This question was recently posed
in one of my financial journals and the conclusion is ... Yes.
Many people choose to buy fuel from renewable resources (such
as solar, water and wind power) and to buy Fairtrade or organic
products from the supermarket, while avoiding anything that they
believe harms the environment or workers. Such products may
be more expensive than their non-ethical (I wouldn’t like
to say unethical) counterparts, but many consider the extra costs
are worthwhile.
In terms of investments, it is also possible to stick to your
social, environmental and ethical principles. There is a wide range
of investment products available, all of which aim to meet a variety
of ethical criteria as well as representing Socially Responsible
Investment.
In the USA, the Ave Maria Catholic Values fund and the Vice fund
were launched in 2002. Both funds have performed well so far … so,
whatever your ethics, there is a fund for you!
Many ethical fund managers specifically exclude some or all companies
involved in various controversial areas, for example:
- animal testing
- arms and nuclear energy
- alcohol, tobacco and gambling
- abortion and embryo research
- environmental pollution
- undemocratic countries
- worker or human rights abuse
Other managers deliberately choose companies involved in areas
considered to be ‘green’, such as safe waste disposal
or renewable energy. Funds are also available where the manager
actively encourages the companies that they invest in to become
more ethical and socially responsible.
What is unethical for one person may well be perfectly ethical
for another person. For example, the animal testing of medicines. This
means that selecting suitable funds can be time consuming, but,
whatever your particular beliefs and ethics, it should be possible
to find a selection of investments that you are comfortable with.
Performance of ethical funds
The ethical restraints on investment can both help and hinder performance. If
the investment criteria are very tight then the volatility of the
fund can increase. However, if you choose your ethical funds
carefully, good returns can be obtained which are not dissimilar
to their non-ethical counterparts.
The Budget
There were no major bombshells in the March 2006 Budget. Minor
ones include changes to the tax treatment of trusts (that will effect
some inheritance tax planning) and taxation of venture capital trusts.
If you would like a free booklet giving the main budget changes please
let me know.
Further information
If you would like more information on the topics above, please
contact me (details as per BV Services advertisement or take a
look at www.bv-ifa.co.uk.
Please note this article contains general information only and
should not be viewed as specific advice.
John Bramwell BV Services is authorised and regulated by the Financial
Services Authority
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