Wickhambrook Charity Fundraisers
Ladies Night
Saturday 20th October - Wickhambrook Memorial Social Centre - Doors open 7 - 7.30pm
Two Dancers
and
Drag Queen
£10 Tickets / Bar /
Raffle /
Competitions
Call
Roz on 01440 820757 /
Dee on 01440 820394
Over 18s Only
The Wickhambrook Charity Fundraisers, invites you to our Charity Dance
Our Charity Dance is being held on September 7th 2007, at Wickhambrook Memorial Hall, 7.30pm till Midnight and is featuring the group Union Gap. We have a disco, raffle and buffet. Tickets are on sale NOW. £13 including buffet, so if you feel like dancing the night away please contact:
Lyn Newell on 01440 820155
Roz Clarry on 01440 820757
Jan King on 01440 820481
Limited number of tickets available so please give us a ring. We all hope everybody comes and supports our good causes. All proceeds to St Nicholas Hospice, Bury St Edmunds.
Look What’s coming next
We have just booked up another Charity Dance on Friday March 28th 2008. We have invited The Dreamers to come and perform. They are a brilliant group, and to this day there are two of them who used to sing and play with Fredddie Garrity who sadly passed away a few months ago. Tickets will be on sale for this dance around the beginning of February 2008. More info to follow about this dance after the Christmas Festivities.
The Wickhambrook Charity Fundraisers Lyn Newell, Roz Clarry, Jan King, Marise Morling.
Spoilt by no choice
Anyone of a certain age will remember how we tended to think of foreigners in clichés : perhaps some of us still do. Americans chewed gum, lived on hamburgers and bragged a lot. Germans ate sausages and sauerkraut, loved wearing uniforms and had no sense of humour. And so to France, a land we tend to love while patronising its people. We believed our unfortunate neighbours survived on a diet of frogs' legs, snails, garlic and funny bread, which wouldn't fit into a toaster. They seldom washed, and possessed unspeakable plumbing. Naturally, foreigners created their own stereotypes. The French were convinced that all middle-class Englishmen went to work in a bowler hat, carrying a rolled umbrella, having eaten a breakfast of porridge, bacon and eggs, toast and marmalade, washed down with a pint of tea.
One's first meeting with a true native, better still a visit to the country, exposed these caricatures for the fictions they were. Yet some early notions we gained proved to be rooted in fact, or were, at least, an approximation to reality. Long before I made my first visit to France, I heard, or, more likely, read that the nation was littered with little bistros and small inns, where the food was excellent and cheap, but there was no choice. One simply took la fortune du pot - pot luck. So it was that on an early visit I found myself at lunchtime in a small Breton village. The only place to eat was a plain-looking house in the main street. There was nothing to indicate it was a restaurant, a bistro, a café, a bar; no menu outside, no sign, no name that I could see. The pokey dining room was open to the pavement. Madame motioned me to a table and proceeded to serve an excellent, extremely cheap lunch. I can't remember the details, except the main course, skate with beurre noir sauce; something I had never eaten before. I swear I can still smell the dish and hear the sizzle as Madame poured the foaming mixture of butter, vinegar and capers straight from the pan over the fish. I have eaten the recipe many times since, but never, I fondly think, with such enjoyment as I did that day in Brittany.
Such serendipitous experiences are becoming all too rare. We are multiple choice people, astute consumers who demand to know what we are going to eat and to be offered as many options as possible. Our obsession with variety can lead to what I call 'eating the menu', where the eyes, not the taste buds, select the food. It was exciting then, when we arrived back in Orgnac, to learn our Swiss friends (reliable gourmets) had discovered a new place where one can only eat 'what mama provides'. 'It's advisable to book and we'll drive you otherwise you might not find it.'
The restaurant is in the small village of St. André de Cruxieres in the foothills of the Cevennes. Perhaps you have visited this wild region or read Robert Louis Stevenson's delightful book, 'Travels with a donkey', an account of his trek through the Cevennes in the 1870s. The mountains, which cover an area, I suppose, as big as East Anglia, are ruggedly beautiful and resemble the Highlands of Scotland, though more densely wooded. The area is one of the most sparsely populated in Western Europe and in times gone by life there was hard. Most of the inhabitants lived in the Cevennes not from choice but necessity. Many were Protestants fleeing the persecution of the French Wars of Religion, a piece of history which so fascinated Stevenson. People raised goats, a few cattle on the mountain pastures, and pigs, wonderful, free-range pigs, which roamed the forests eating anything and everything, especially the abundant sweet chestnuts and acorns. Rearing livestock is still the main farming occupation today: however, tourism will have become the biggest money earner.
Pig meat from the Cevennes is some of the best, and the pig products are renowned. Elizabeth David, that doyenne of cookery writers, rated the charcuterie of the Cevennes the best in France. In the old days, the mountain folk brought their cheeses, wild mushrooms and, above all, their dried sausages and hams, down into the villages of the plain, such as St André , to trade for wheat, wine and olive oil. This ancient barter is no longer practised, but St André still produces a significant quantity of olive oil.
Penny was right. We would have had difficulty finding the restaurant. There was no sign anywhere, no menu on display. The village farmhouse did have a small plaque on the door. 'The Chevaliers de St André ' - very posh-sounding. The dining room is a converted cellar with a high vaulted roof and simple furnishings. We entered via a tiny garden full of locals drinking their aperitifs and smoking. (The French non-smoking laws seem to be working -here and there!) We were shown our table and the room gradually filled up. I counted over sixty diners.
A large bowl of salad, a basket of bread and a jug of water were brought. There was no menu. We were given a (short) wine list, and ordered our, very cheap, aperitifs. Normally something arrives with one's pre-meal drink; a few olives, croutons with a little bit of tapenade, that sort of thing. We got nothing, and I nibbled on a piece of bread while I sipped my pastis, trying to look like a genuine Provencal. Madame pounced. 'Stop eating the bread,' she hissed, 'You'll have no room for the food.' She was right.
The first course was home-made pâté, or rather pâtés since there were four, large dishes, each containing a different recipe. Guests helped themselves, the dishes then being passed around the room until everyone was served. We ate the delicious pâtés with our salad. The next course turned out to be three-in-one. First came an oval dish of frogs' legs, and very good they were too, cooked in a sauce of butter, garlic and fresh parsley. For those of you who've never tried them, they taste rather like chicken. While we were still hopping about with our frogs' legs, a large round bowl of mussels was placed on the table. The mussels, on the shell of course, were prepared with a cream, wine and onion sauce and were tender and perfect. To round off the 'fish' course, we were served with a dish of crayfish, the little creatures looking like miniature lobsters in their small sea of piquant sauce. Crayfish are messy to eat, but I'm a bit of a dab hand with crustacea and polished off the sea lion's share!
The meat course was veal stew. Sounds ordinary but the taste wasn't, tender pieces of veal with fresh herbs, olives and wild mushrooms. It was accompanied by a dish of chard ribs, cooked just right in a good white sauce made with stock. The cheese course followed. There were twelve, several goats' cheeses, a fromage de brebis, that's made from ewes' milk, and blue cows milk cheeses from the mountains. There was a dessert but we were too stuffed to eat it. This banquet was washed down with jugs of the local wine - good and costing next to nothing. Ah, yes! The price? Well, the meal, excluding drinks and coffee, was fifteen euros a head, that's a bit over £10, or less than you would pay for a main course in an English ghastlypub, whoops! gastropub. We shall return.
I did not try 'the facilities. The ladies did and came back smiling. 'Usual French problem,' said Penny, by which we all knew she meant the water wouldn't stop running in the loo. Cheap bar or five star hotel, it makes no difference, the French have difficulties with their ballcocks!
By the way, on our way back to England, we stayed the night as usual in the Aube, and ate snails. No we really shouldn't stereotype foreigners, then again we did eat snails and frogs' legs, and the plumbing wasn't entirely reliable, and we still can't get a baguette in the toaster…………Au revoir!
Tony Bowers
Health Walks
This programme of longer walks continues with visits to Hawkedon on 21st August, Clare on September 26th and Wickhambrook on 25th October. For more information contact Sharon Jarrett, Health Improvement Manager on 01394 444697 or 07768145657 or Roger Medley on 01440 820551
There have been several requests for 'beginner' level walks, gentle strolls that last for 30 to 45 minutes, avoid obstacles such as stiles, hills and uneven ground yet still include local interest. Two have been planned for the coming months.
- Clare Country Park on Thursday 6th September (If there are several folks interested, we could co-operate on transport)
- Wickhambrook on Wednesday 3rd October
Sally and Linda, the Practice Nurses, have details, or contact Roger Medley on 820551.
Regional Venue Re-opens
Rural tour of Beowulf announced for re-opening seasoning.
On 11 September 2007 the Theatre Royal Bury St Edmunds will re-open after two years of closure. The Theatre will be showing a wide array of drama, music and dance as well as a second rural tour of Suffolk.
Members of the public can see the restored Georgian Theatre free of charge at two open days on 15-16 September, with places available for a free Punch and Judy show at the Theatre on Saturday 22 September.
The theatre will be re-opening with two weeks of celebrations, focused around a recreation of the Georgian melodrama ‘Black Eyed Susan’. The play will have Georgian sets and costumes, showing the Theatre in the trappings it would have had 200 years ago.
Following popular demand, a second rural tour has been announced for the re-opening season; a production of Beowulf interpreted by master story teller Hugh Lupton. There will also be another opportunity to see this year’s Spring rural production ‘Box and Cox’ which toured throughout Suffolk, Norfolk and Cambridgeshire. The play will be shown together with ‘Black Eyed Susan’ on 21 September as a recreation of a typical Georgian playbill.
Finance Matters
Annuities
An annuity is simply an income provided by an insurance company in exchange for a pension fund or any other lump sum. Effectively you give the annuity provider the lump sum and in return they give you an income until death (lifetime annuity) or for a fixed term (temporary annuity).
The most common type of annuity is a pension annuity, where an accumulated pension fund buys a retirement income. The actual annuity rate, or income from a given lump sum, depends primarily on your age and health, and current interest rates. In general, this means that the older you are the higher the rate is likely to be.
For long term care plans it is assumed that life expectancy is less than for healthy individuals, so better annuity rates are available. This also generally applies to all annuities for smokers and others who have serious health conditions.
The way the income is paid may also affect the actual income received. For example, an annuity can be level or escalating. The latter provides increasing income to counter inflation but suffers a much lower initial annuity rate than the level option. Pension annuities are often set up so that a spouse/civil partner receives a proportion of the income when their husband/wife/partner dies, and include a guaranteed payment period. Each of these options will reduce the initial level of income.
Taxation of annuities
The income from pension annuities is taxable, as the pension fund received tax relief when it was accumulating. For non-pension annuities, however, part of the income is deemed to be repayment of the invested capital and so not all of the income is taxable.
When an annuity is used solely to fund long term care, providing that the income is paid directly to the care organisation, all the income is free of income tax.
Tips for planning your pension annuity
- When you retire don’t accept your pension provider’s offer without first checking whether a better annuity rate could be obtained elsewhere.
- If you have suffered a serious illness or you smoke, check if there are any providers that will give you an enhanced annuity.
- Don’t assume it is always best to take 25% tax-free cash from your pension as you may be giving up a favourable annuity rate.
- For larger sized pension funds it may be worthwhile delaying your annuity purchase and taking an income directly from the fund for a time.
- If you need a guaranteed income and want to delay committing all your fund to an annuity, one of the newer schemes that invest part of the fund, using only the remainder to buy an annuity, should be considered.
Further information
Please contact me (details as per BV Services advert) or take a look at www.bv-ifa.co.uk.
Please note this article contains general information only and should not be viewed as specific advice.
John Bramwell
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